Capital that moves at the speed of your business.
From $5,000 to over $1 million. Same-day funding when the timing aligns. A financing partner built for how businesses actually operate.
- 2,650+
- Partners funded
- $450M+
- Capital deployed
- 3,865+
- Businesses served
- 2014
- In business since
Qualification
See what you qualify for
Two questions. No credit pull. Instant estimate.
Estimated qualification
$60,000
Results shown are for illustration only. Actual offers depend on business financials and approval.
Get a same-day quoteProducts
Capital for every stage
Funding and working capital opportunities from $5,000 to $1M+, structured around your business. Same-day funding available when the timing aligns.
Growth Capital
- 01
SBA Loans
Government-backed financing with competitive rates and longer terms. Well suited for established businesses opening new locations, acquiring competitors, or refinancing higher-cost debt.
- Range
- Up to $5M
- Speed
- Structured timeline
- Term
- Up to 25 years
- 02
Installment Loans
Predictable fixed payments over a set term. Structured like a traditional bank loan, funded on a modern timeline.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- 6 to 18+ months
- 03
Line of Credit
Draw what you need when you need it. Pay interest only on the amount used. Refills as you repay.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- Revolving
Fast Business Funding
- 04
Merchant Cash Advance
Growth capital repaid as a percentage of daily card sales. Payments scale with revenue, so slow days cost less.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- 3 to 18+ months
- 05
Working Capital
Cover payroll, inventory, seasonal gaps, or the build-out of a new location without disrupting operations. Flexible structure, minimal documentation.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- 3 to 18+ months
- 06
Revenue-Based Financing
Capital repaid as a fixed percentage of monthly revenue. Payments flex with your cash flow.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- 6 to 24 months
- 07
Invoice Factoring
Turn outstanding invoices into immediate cash. Sell receivables at a discount and get funded quickly.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- Per invoice cycle
Specialty Financing
- 08
Equipment Financing
Purchase or lease the equipment your business needs. The equipment itself secures the financing, which keeps rates competitive.
- Range
- $5K to $1M+
- Speed
- As fast as same-day
- Term
- 12 to 60 months
- 09
Payday Loans
Short-term consumer financing for personal cash flow gaps. Fast approval, minimal paperwork, licensed nationwide.
- Range
- $100 to $5K
- Speed
- Same day
- Term
- 14 to 30 days
Rates, terms, and funding speeds shown are typical ranges. Actual offers depend on business financials, credit profile, and approval. Miracle Advance LLC connects businesses with funding and working capital opportunities across a network of financing sources.
Process
Three steps, start to funded
- 01
Apply in minutes.
A short form, no bank runaround.
- 02
Get a same-day quote.
Real numbers structured to your business.
- 03
Fund and go.
Capital in your account, often within 24 hours.
Clients
What clients say
“Miracle Advance structured a working capital line that scaled with our seasonal swings. First lender who actually asked how our business runs before writing a term sheet.”
OwnerMulti-unit restaurant group “We closed on a second location in under two weeks. The SBA process felt fast for the first time in my career.”
FounderRetail expansion “Fast, transparent, and no runaround. They found us a structure two other lenders said didn't exist.”
CFOLogistics company
About
Why Miracle Advance
Structured, not scripted.
Every deal starts with a conversation about how the business actually operates, not a template.
A network, not a product shelf.
Access to a wide range of financing sources so the structure fits the situation, not the other way around.
Built for speed.
Same-day quotes and funding when the timing aligns, without cutting corners on structure.
Ready when you are.
Get a same-day quote. No credit pull to see what you qualify for.