Services
Funding built around how your business runs.
Miracle Advance provides fast, flexible cash advance solutions to small and mid-sized businesses across New York. Every product below is structured to your revenue, with repayment aligned to your cash flow rather than a fixed calendar.
Products
Capital for every stage
Every product below is available to New York businesses. Amounts, timing, and repayment are set once we understand how your business runs.
Growth Capital
- 01
SBA Loans
Government-backed financing with competitive rates and longer terms. Well suited for established businesses opening new locations, acquiring competitors, or refinancing higher-cost debt.
- 02
Installment Loans
Predictable fixed payments over a set term. Structured like a traditional bank loan, funded on a modern timeline.
- 03
Line of Credit
Draw what you need when you need it. Pay interest only on the amount used. Refills as you repay.
Fast Business Funding
- 04
Merchant Cash Advance
Growth capital repaid as a percentage of daily card sales. Payments scale with revenue, so slow days cost less.
- 05
Working Capital
Cover payroll, inventory, seasonal gaps, or the build-out of a new location without disrupting operations. Flexible structure, minimal documentation.
- 06
Revenue-Based Financing
Capital repaid as a fixed percentage of monthly revenue. Payments flex with your cash flow.
- 07
Invoice Factoring
Turn outstanding invoices into immediate cash. Sell receivables at a discount and get funded quickly.
Actual offers depend on business financials, credit profile, and approval. Miracle Advance LLC connects businesses with funding and working capital opportunities across a network of financing sources.
Not sure which fits?
Send us a note about your business and we will point you to the structure that makes sense. No credit pull to start the conversation.